A fee on each payment
Payable takes 49 cents from $5.01 to $50.00 and 1% above $50, on top of PayPal's or Stripe's fee. You pay it. On a $25 payment it is about 2%.
The free Payable Forms alternative
Take form payments without Payable's per-payment fee
Payable takes 49 cents on a $25 payment, paid by you on top of PayPal's or Stripe's fee. Payly charges no fee on any payment.
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Payly and Payable Forms at a glance
$0.49
Fee on a $25 payment
Payable takes 49 cents on any payment from $5.01 to $50.00, paid by you on top of PayPal's or Stripe's fee. Payly takes no fee.
1%
Fee above $50
Payable takes 1% of a payment over $50, so $1.25 on $125. Payly takes no fee, whatever the size of the payment.
$49
Saved on 100 orders of $25
Payable's 49 cents on each payment adds $49.00 to the month. On Payly you pay only PayPal's or Stripe's fee.
Why sellers move from Payable Forms
Payable has no monthly plan, so you pay only when you are paid, but the fee on each payment adds up.
It adds up as you grow
At 100 orders of $25 a month, Payable's fee is $49 a month, or $588 a year. On Payly it is $0.
Your form stays a Google Form
Payable reads prices from the answers in your Google Form, and only the Google account that installed it can use it. Payly is a form builder of its own, so there is no add-on to install.
Pay on the form's last page
On Payly, people see a running Total as they choose and pay on the form's last page. With Payable they fill in a Google Form, then go on to Payable's checkout page.
What you actually pay
Payable's published fee against Payly's, for 100 orders of $25 in a month.
| Cost | Payly$0/mo | Payable Formsno plan, a fee per payment |
|---|---|---|
| Monthly plan | $0 | None |
| Payable's fee on each payment | None | $0 up to $5.00, 49 cents from $5.01 to $50.00, 1% above $50 |
| Payable's fees on 100 orders of $25 | $0 | $49.00 |
| Card fees on 100 orders of $25 | $136.25 with PayPal, $102.50 with Stripe | $136.25 with PayPal, $102.50 with Stripe |
| A month of 100 orders of $25, all fees | $136.25 with PayPal, $102.50 with Stripe | $185.25 with PayPal, $151.50 with Stripe |
100 orders of $25 is $2,500 in sales. Payable's fee is 49 cents on a payment from $5.01 to $50.00, so $49.00 a month, or $588 over 12 months. Card fees are PayPal's 3.49% + $0.49 at checkout or Stripe's 2.9% + 30 cents for US cards, the same on both sides. The seller pays Payable's fee and the card fees, and Payable says it passes none of its costs to buyers. Square, which Payable also supports, is not counted. Payable has promo codes, a tax setting and more that Payly's forms lack. Payable Forms pricing as published November 2026.
What you get
- Every question type Google Forms has, plus email, phone, number, name and address
- Pages with Next and Back buttons, and skip logic based on answers
- File uploads up to 50 MB each, kept in your own Cloudflare account
- Your logo, header photo, colors and font, in one or two columns
- Prices on answers, a fixed amount or an amount people type, with a running total
- Payment by PayPal or card, once, every week, month or year, or on a schedule you set
- Payments that stop after a set number, or run until cancelled
- A form that closes on a date or after a number of answers
- A link to share, a QR code to print, and links with answers filled in
- Responses as a summary, one at a time, or in a table you can download as CSV, with what each person paid
- A robot check on every form to keep out spam
How payment forms work in Payly
You build the form and set the prices. PayPal or Stripe collects each payment.
-
Create a payment form
In Your sites, click New and choose Payment form. Start from a template or from scratch.
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Add questions and prices
Put prices on the answers of a multiple choice, checkbox or dropdown question, or let people type an amount. Charge the total once or on a schedule.
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Connect PayPal or Stripe, then publish
Your form runs on your own free Cloudflare account. Payments go straight to your own PayPal or Stripe, and each payer gets a receipt by email.
Honest answers
Is Payly really free?
Yes. There is no monthly fee, no transaction fee and no paid tier. PayPal and Stripe charge their standard processing fees, as they would on any platform. How can this possibly be free?
Is Payable free?
It has no monthly plan and no trial period, and it charges nothing on a payment of $5.00 or less. From $5.01 to $50.00 it takes 49 cents, and above $50 it takes 1%. You pay that on top of PayPal's or Stripe's fee. On payments of $5.00 or less, the two cost the same. On larger payments, Payly is cheaper by the amount of Payable's fee.
What does Payable do that Payly does not?
Payable also works with Square, Razorpay and Rapyd. It has promo codes, a tax rate and a handling fee you set once, and a setting that collects shipping addresses. One Payable order can mix one-time and repeating items. It saves answers before payment, so it can remind people who have not paid, and you can bill someone yourself by filling in the form for them. A Payly form works with PayPal and Stripe only, has no discount codes and has one schedule for the whole form. Its total is simply the sum of your prices, with no tax or shipping added, and it saves a response only when the payment goes through. If you rely on any of that, Payable may suit you better.
Do I need Google Forms to use Payly?
No. Payly is a form builder of its own, not an add-on, so you build the form in Payly. It has every Google Forms question type plus email, phone, number, name and address, with pages, skip logic and file uploads. Payly keeps your responses, with what each person paid, and you can download them as a CSV file.
What does Payable charge on a bigger payment?
Payable's own examples: $5.00 is free, $25.00 costs 49 cents and $125.00 costs $1.25. Payly charges no fee on any of the three. PayPal's or Stripe's fee comes out on both.
How do I move from Payable to Payly?
Payly has no importer for forms, so moving means building the form again. Make a payment form in Payly, start from a template or a blank form, retype your questions and put a price on each answer. Then connect PayPal or Stripe and publish. The first time, Payly asks you to connect your free Cloudflare account, which hosts the form. Share the new link instead of your Google Form's. Nothing changes on your Google Form or your Payable setup, and past orders stay in your Google Sheet.
Thinking about another platform?
Take payments on your form, free
Your form, your payment account, your customers. The only thing you pay is normal PayPal and Stripe processing fees.
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